InvincibleHero wrote...
You people may get your wish. It is cheaper to design generic team based armor instead of appreciate the amount of work they put into individualizing each character. You're all ingrates. 
They could do that and give them armor. Look at Shepard's armor in ME2. It could be customized for unique appearance per character even, not just one static looking suit. They could do something similar with the squad as well.
As Zulu says only in certain types of situations do you need armor which doesn't truly protect from the horrifying battle damage of weapons. That's what the kinetic barriers and medi-gel delivery systems are for.
The medi-gel delivery system is a part of the armor if you look at the medi-gel upgrades in ME2, so are the barriers.
Many times in the game armor is shown in cutscenes to be ineffective even against a pistol. It's supposed to help from a rocket launcher or a sniper rifle? LOL. Helmets are no bulletproof life-saver either.
No it's not suppose to protect from sniper fire or rockets. Perhaps the protection from the blast itself as in flying shards and debris, but not a direct hit.