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[bombastinator]

I've been approaching encounters with fairly standard missle tactics.  Establishing interlocking fields of fire and long killing zones, drawing off single enemies when possible etc..  As a result I am usually taking little damage as long as I don't get ambushed, but I notice I am also getting fewer drops.  I am also noticing that the new characters I am finding are higher level than my other characters and battles are getting really really tough.  I find that If I get ambushed by or pop anything big, I can pretty much count on getting completely wiped out at least once and have to reload. 

Did I screw my game by not wading into combat and causing the mobs to drop less xp and treasure so that now I am underleveled?