Well, to answer my own question with my rogue boy!
He was taught about both the Fade and Veil, and he's read the occasional story as well as trespassed into areas with an atmosphere that has made the hair on the back of his neck stand on end. He hasn't come across any ghostly apparitions, however. Not yet, at least, but when he does? Well, he can't say he'll feel at his most comfortable, that's for damn sure! Morbid curiosity will drive him forward rather than back, however, and he wouldn't find himself unsympathetic to whatever story he unearthed along the way. If there was a way to help he likely would. (His companions would have to put up with a lot of chatter to fill the silence, though, because when this boy feels the least bit nervous he talks and talks and talks. Normally it's all snarky humour.)