when i was playing with GPS, it was really easy to kill phantoms.
just three uncharged shot was enough
but when i'm using piranha, 3 barrier blocks? cost a whole clip
banshee is more easy enemy to kill for now
i don't wanna carry a acolyte for this ******
Any of these:
1. Don't fight cerberus
2. Play off-host
3. Venom, scorpion, GPS, graal, acolyte, falcon etc
4. Stasis, submission net, biotic charge, lash (powers than can ragdoll)
I hate phantoms too, just utter BS enemy. Geth hunter staggering you while stasis'd is less rage-inducing for me.
When I play off-host, I quit cerberus (unless playing with friends).
When I host, I preset the enemy to one of the other three.
On host, the quickest and most simple way is with either Stasis or Shadow Strike/Biotic Hammer. Instant death (barring bad accuracy, for Stasis) plus you don't have to deal with that DR.
Otherwise what Deerber said, but with a Reegar 
Oh and non-class specific (keep in mind cooldowns for power classes):
Any of these:
3. Venom, scorpion, GPS, graal, acolyte, falcon etc
Stasis>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>Any other method put forth in this thread.
Educational Series #226F "Best Method For Defeating Phantoms"
Post Slide Quiz:
- Did you press the button?
- Did you press the button last week?
- Did you try to press the button last week?
- If you still haven't pressed the button, we really suggest that you press the button.
Stasis>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>Any other method put forth in this thread.
Sub net followed by Batarian or Vorcha light melee. Be careful not to chain it, that would be a mercy.
It's certainly not using a Spitfire while your rapid-fire Hawk Missile Launcher is spamming in their direction, causing them to go into a continuous series of flips. I suppose I could have turned the launcher off, but where would the fun be in that?
In all seriousness, using a high damage per shot sniper rifle (I prefer the Widow) on an infiltrator with phasic rounds, cast a power in their direction (Cryo Blast, Proxy aimed at them, and Homing grenades come to mind, but not a hitscan power like Energy Drain) forcing them to bubble, then take the easy headshot. It's almost as good as Stasis.
TGI with Harrier or PPR is very effective at killing phantoms.
TC - Overload - Shot for a few seconds and it's dead.
Playing with some kits on platinum the sight of phantoms make me nervous, but with the TGI and a high level Harrier/PPR it's very easy.
The second-best method to defeat a Phantom is to tell her that she's won the Publisher's Clearing House Sweepstakes.
You're looking to time your headshot at the exact moment that she squeels in delight.
It's because of this skank that I have to always have anti-phantom precautions in every game I go into. Whenever I get pissed off because of them, I'll just whip out slayer/fury on glacier/cerb with an AC5 equipped and laugh manically at the murder that ensues.
With Love 
Only joking 
Dark Channel and then run away!
Shadow Strike and then run away!
Grenades! Mines! More mines! And then run away!
Juggernaut heavy melee. Can't run away.
Alternatively, just kill them. Every kit you bring into a Cerberus mission should have at least one power or weapon capable of dealing with Phantoms. Acolyte, Scorpion etc.
Educational Series #226F "Best Method For Defeating Phantoms"
Post Slide Quiz:
- Did you press the button?
- Did you press the button last week?
- Did you try to press the button last week?
- If you still haven't pressed the button, we really suggest that you press the button.
Ummmmm....."No time for aerial bombardment!" Don't you listen to our in game announcer? 
Cobra or MOTHERFUCKING DRILL ROUNDS BABY!!!!!!! 
Play the Paladin Sentinel. Snap Freeze->Energy Drain->Melee to the face!
Most projectile weapons like Venom, Scorpion of Falcon stagger them. A good solution is also to cast a projectile power (Incinerate, for example) to make them use their bubble, then they are easier to shoot.
I guess I should make a real try hard post:
1)Cobra. No **** that is the most effective way. Stupid use of consumables but hey who am I to judge, I missile rocket troopers.
2)Any projectile weapon. They ignore the DR from flipping. On host you should always have a phantom negating power or an acolyte or scorpion if you struggle with them. GPS, Venom, Adas, Striker, etc all do pretty well against them as well but are heavy.
3)Powers like Stasis and Sub Net can completely lock them down, sub net is a little particular to use you almost have to be at mid to close range with her or force her to flip first then net her. Reave, Dark Channel, any AOE power especially nades when you don't target her directly and bring up the power blocking bubble are also good.
4)Projectile powers to make her defensive bubble then headshots especially with Drill rounds will eat her for lunch.
5)Kite them and pull them up a ladder for easy headshots without the flipping garbage.
Educational Series #226F "Best Method For Defeating Phantoms"
[..]
Post Slide Quiz:
- Did you press the button?
- Did you press the button last week?
- Did you try to press the button last week?
- If you still haven't pressed the button, we really suggest that you press the button.
A moot point unless Crashsuit mods in more time for orbital bombardment.
Ummmmm....."No time for aerial bombardment!" Don't you listen to our in game announcer?
More "like" quota rage from me... >8l
FREE THE LIKES BIOWARE
Play the Paladin Sentinel. Snap Freeze->Energy Drain->Melee to the face!
For some reason, I kept getting it backwards
Powerful 1 shot weapon with 2m of piercing (examples Widow, Javelin, Claymoar with Drill or AP4+ piercing)+ any projectile power and even a babby can 1 headshot any phantom.
Javelin in particular, you just shoot them in the head while they are having a sandvich behind cover.
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