210 réponses à ce sujet

[Fast Jimmy]

Out of curiosity, how many exchanges are out of money now?

 

Run out of money? None. 

[mousestalker]

Run out of money? None.

Let me rephrase, how many have shut down? I know Oregon has gone away.

[Fast Jimmy]

No, you're off on every count, and I know exactly what my company pays for me every month since I cut the check. I also saw what they'll be paying for me when we're finally forced to go ACA compliant- which I'm fighting tooth and nail for the sake of all our employees, especially those with families who have no choice but to stay covered.

 

Fighting tooth and nail? Its not rocket science - you are either going to try to remain on a plan that pays over $10,000 a year (over $800 a month) for an individual polic ($27K a year for families) and fight some type of principle battle that winds up getting everyone you work with on the exchange, or your employer lowers the value of the plan. You can even have them pay the difference to people in actual salary increases, so you aren't having an administrative assistant making $40K a year and getting a $30K medical plan.

 

 I can also see what the other employees are going to do- the young ones who are supposed to be the cash cows for ACA. They're never going to pay those exorbitant premiums. Hence why the ACA enrollment figures look like they do.

 

That's an issue private insurance companies are grappling with, not the ACA. Which is exactly what we are seeing - more private insurers are hopping into the exchanges for 2016, aggressively targeting lower rates and seeking to scoop up many younger members. Anyone who is versed in the industry is not worried about this - young membership will drift into the exchanges in high numbers once the penalties for not doing so mature to their normal values. And as competition becomes more diverse on the exchanges, companies will be forced to cut premiums and improve plans to meet demand.

[Addai]

Your posts read like fantasy, Jimmy. The exchanges are toxic and are only going to get more so. This program was designed to fail so that it would lead to single payer- the architects have admitted it, you might as well do so.

[Fast Jimmy]

Your posts read like fantasy, Jimmy. The exchanges are toxic and are only going to get more so. This program was designed to fail so that it would lead to single payer- the architects have admitted it, you might as well do so.

Sorry, but I prefer my inside track, which includes actual industry, governmental and legal experts that I converse and deal with everyday, over whatever online blog you pull your facts from. I live, eat and breath this every day. I know EXACTLY which way the wind is blowing. I've sat down with people and done the math. Your case, while regrettable, is an inevitability to cut back spending in a way that yields actual results.

[Fast Jimmy]

Let me rephrase, how many have shut down? I know Oregon has gone away.

Some have gone back to the federal site, yes, I did not realize that's what you were asking.

Quite frankly, having the states do it at all seems like a terrible waste of resources. It has a certain logistical reason to try to coordinate state insurance regulations and players to get them on board, but a federal system makes much more sense in terms of reducing duplicate efforts and avoiding the pissing matches that have resulted in politicians refusing to set up systems in 38 states and the ludicrous Burwell case before the nation's highest court.

Like I've said before - the law has flaws. But it has accomplished more in less than three years of being in effect than the private sector method did in the last three decades.

[Addai]

Sorry, but I prefer my inside track, which includes actual industry, governmental and legal experts that I converse and deal with everyday, over whatever online blog you pull your facts from. I live, eat and breath this every day. I know EXACTLY which way the wind is blowing. I've sat down with people and done the math. Your case, while regrettable, is an inevitability to cut back spending in a way that yields actual results.

Well, I'm so glad that my experience and countless others are just threshing for the political mill. Carry on, social engineer. We're just the little people.

[Fast Jimmy]

Well, I'm so glad that my experience and countless others are just threshing for the political mill. Carry on, social engineer. We're just the little people.

I'm sorry. I honestly did not mean to belittle your hardship or your viewpoint.

BUT... you aren't countless. In fact, you are counted, quite easily. And, however unfortunate, your numbers and the depth of your struggle are outpaced by the numbers of others. Others who have more lives affected and who have more stark need. And that is why I can state that the law is working.

[Voxr]

You guys need to chill out and listen to some waves.

 

Calm, peace, serenity.

 

[Dr.Fumbles]

You guys need to chill out and listen to some waves.

 

Calm, peace, serenity.

 

 

All this does is make me want to go pee.

[Addai]

I'm sorry. I honestly did not mean to belittle your hardship or your viewpoint.

BUT... you aren't countless. In fact, you are counted, quite easily. And, however unfortunate, your numbers and the depth of your struggle are outpaced by the numbers of others. Others who have more lives affected and who have more stark need. And that is why I can state that the law is working.

I can see that you need to believe that.