How do you know she doesn't make an attempt? Does she have to cut off her man parts even if she looks like a woman every where else just to be considered a woman?
Yes.
As a straight guy I might consider dating a post-op trans woman (and only because I know from first-hand experience that they can do a damn good job these days with sex-change operations). But pre-op "women" are automatically discarded. Why would I want to date a "woman" who is physically a man? I'm not gay.
Then again my gay best friend wouldn't date a pre-op trans "woman" either, so I suppose these "women" are stuck between a rock and a hard place. Not many people want to date with them.
I don't feel sorry for them though, they could just get the operation and be done with it. It's (almost) fully subsidized in almost every western country so money shouldn't be a concern here unless you live in a 3rd world country.
The very fact that some supposed transgender people don't want to transition speaks volumes to me though. If you're really trans then wouldn't you want to do everything in your power to actually be the gender you feel you're supposed to be?