TL:DL Veteran with 80% defence can obviously take "5 times" as much damage, as a scrub with 0% defence. (Same base hitpoint and armor)
DR: That is only true in the singular situation I listed above, and not true for the vast majority of good builds + equipment listings.
A single action, whether, dodge, barrier or other ability will completely throw out all those results. The unpromoted character will take exactly the same amount of damage as the promoted to health, which is either zero or sub-lethal chip damage, in the hands of skilled players with the right abilities.





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