Environments look quite nice and are good quality. Can't say same with character quality and lot of textures. And I'd appreciate if you could play the game on low quality without losing character creator options like scars or having to deal with bugs like shiny hair and beards that look they are made by Paint.
I must admit I haven't played the game on lower than ultra settings myself, just with some settings slightly lowered here and there, and I'm pretty happy with it. I understand what you mean now, though. I had no idea that the character creator gets culled if you play on low settings. It'd be for the best if, in case the settings are lowered, the environments suffered first and the characters last. And, now that you mention it, yeah, the stubbles are ugly. Which is funny because Cullen's looks perfectly fine. (Probably because it's part of his face texture already.)
Also, seconding the person above. Please, no noodle arms... or noodle legs... or noodle bodies...