What weapons, mods/ammo, armour, and armour mods do you take? What skills do you kit out?
Currently on level 51 in an insanity game, so have 9 TPs left to get, but this is how I'm currently spec'd out:
Basic Armour - 12
Pistols - 0
Throw - 12
Lift - 0
Warp - 12
Singularity - 7
Barrier - 12
Stasis - 1
Assault Rifles - 12
Adept - 6 (maxed for now)
Charm - 10 (maxed for now)
Spectre Training - 12
I also have a point in intimidate which I must have done by mistake. I'm going to use the console to give me an extra TP as I'm not using intimidate anyway, so it's not cheating

I only have one in stasis as I only use it to quickly stop someone if I'm careless and they get too close. Haven't spec'd into Lift as I wanted to max out singularity. In hindsight, 6 in each would possibly have been better, but I'm not really struggling.
I didn't like any of the bonus powers other than ARs so I just maxed that out and put nothing into Pistols. The only character I've maxed out two weapons in is Garrus.
Bad build? I'm enjoying it thus far.